As many as 30% of our income comes from the savings. Our goal is to have a healthy lifestyle, but that doesn’t mean we should have any of it. Our goal is to have a healthy lifestyle, but that doesn’t mean we should have any of it.
That is why we like to save our money as much as possible. Because in theory, we don’t need to work all day in order to save (and that is only for the next few weeks). But in practice, that doesn’t happen often enough. Our savings fund is actually a kind of self-employment tax. We save our money in our bank account and pay a tax on the difference on every transaction (and even more so on the transactions that we make on the same account).
So it is true that we do not need to work all day to save. But there are times when we do need to work. We do not need to work all day just to earn a little extra living. Our money does not grow in the bank like a weed. It grows in the form of our daily transactions. It grows in the form of the things we buy and the things we do not buy.
We are more than the sum of our possessions and we are more than the sum of our transactions. We are the sum of all our transactions and of all of the choices we have made thus far.
There are just a few things that we are more than: Money. We are more than our bank account and more than the value of our homes. Our money does not grow like a weed. It grows in the form of our transactions. In the form of buying things we do not need. In the form of things we do not want.
It’s a good idea to start thinking about what you “wish ” you owned. Most people don’t think of it as a decision, but really, it is. We can’t really get rid of the things we don’t want, but we can choose how we want to use our things.
One of the best ways to make a decision is to create a list of things you do want and then write down your reasons for that wish. You can probably imagine that it will get a bit muddled. Here’s an example: “I wish I could buy this house in a better place.” is not going to be a very helpful list. But what if you were to write down: “I wish I could build this house at a better place.
I’ve always thought of the “better place” as a place that is nicer, and I have seen some nice houses in that location. But the problem is, you’d have to go through every house and make sure they are decent. And then you’d also have to make sure you could afford it, in case you want to move to the better place in the future.
If you want to build a nice house, you have to build good ones. And if you want to build better ones, you have to make good ones. The best place to build a good house is in a good neighborhood, if you are willing to spend the extra time and money to do it right. But even if you don’t spend the time and money to build a better house, you can improve your neighbor’s house.
I find the biggest problem with having a house built in a good neighborhood is that we are all so used to having a house in a good neighborhood, that we sometimes forget that it’s not always the case. A few years ago I saw a family from my neighborhood build a new house, and it looked like they didn’t even make a dent in the city’s housing needs. And that makes me think that you should always look before you leap.